LEGAL & FINANCIAL MURCIA

Becoming resident in Spain: what about taxes and finances?Prior to Brexit, many people were trying get away with not declaring their taxes properly in Spain By Keith Littlewood, Blacktower International Financial Advisor   The Hacienda tax authority can see you’re living in Spain by looking.. 04/11/2021

Property owners: save money and beat the December tax deadlineThe end of this year is the deadline for homeowners to pay the Non-Letting Tax in Spain Are you a non-resident who owns a property in Spain which you don’t rent out?   If so, then you have until the end of December to file and pay.. 28/10/2021

Getting easy-to-understand financial advice in SpainSpanish bureaucracy and constantly changing rules can be extremely frustrating, so where can you find straightforward help in plain English? By Keith Littlewood, Blacktower International Financial Advisor   I have been living in Spain now.. 20/10/2021

The value of local financial advice in SpainIt’s important to know the value of choosing a financial adviser who is well-established in your local area By Keith Littlewood, Blacktower International Financial Advisor   This is the key message from financial advisers Blacktower.. 28/09/2021

Non-resident homeowners - Save hundreds on your next tax returnIf you are a non-resident who owns a property in Spain, you could save hundreds of pounds on your next tax return – thanks to an innovative, easy to use service called Spanish Taxes Online. Tax Is Due – Even If You Don’t Rent Your Property..

Services & Solutions Legal advice and tax services for expats in Murcia, SpainThe legal and tax team Services & Solutions have almost 20 years of experience in San Javier and Murcia Living or having a second home in Spain is a dream come true for many, but legal trouble can still strike in paradise. The changing rules for which..

Getting a mortgage to buy a house in Spain may be trickier than you thinkWhat does Universal Mortgage Liability mean for expats looking to getting a loan to purchase property in Spain? Expats and those looking to buy a holiday house in Spain often turn to Spanish mortgage lenders to finance their dream home, but it&rsquo.. 13/09/2021

Tax deadline looms for non-resident property ownersThe clock is ticking for all non-resident owners of property in Spain to pay their annual taxes – even if they do not generate income by renting their villa or apartment out. Failure to stay up to date with this annual obligation can result in.. 28/08/2021

Interest Only Mortgage? A Ticking Time BombIs your Interest-only mortgage term coming to an end? A question we ask many of our clients.  It is entirely understandable why buyers were dazzled by the lure of relatively small monthly repayments, for what was then deemed to be an extended period..

Important considerations to manage the financial Impact when moving to Spain. Blacktower Financial ManagementFor many years people from the UK have been coming to Spain to live full or part time and in many cases it has been easy to avoid any disruption to the way Finances are managed. Some people have chosen to become Spanish fiscal resident but others have.. 16/07/2021

Torre Pacheco council obliged to refund services charges to Mar Menor Golf Resort AssociationRegional planning laws oblige councils to supply municipal services. Prior to the 2010 economic downturn the construction of golf resorts and urbanisations principally targeting second property owners was at its peak along the Mediterranean coastline, but..

10 years in Spain - What has happened Keith Blacktower Agent & AdvisorThis year will be my tenth anniversary of coming to live in Spain. Like many expats, over the years I have been impacted by frequent changes that have affected the way we live and the way we deal with our finances. A series of global events have seriously..

Heniam & Associates La Manga Club providing legal advice, conveyancing, paperwork services and In-Home Care Founded by Emily Smith, Heniam & Associates (“Heniam”) is a new business situated in the heart of La Manga Club which has been established primarily for the purpose of offering legal advice and solutions to those who need them. Legal.. 05/05/2021

Heniam & Associates La Manga Club for paperwork, administrative and home care services in the Murcia region Costa CálidaIt can sometimes seem that living in Spain involves an endless and frustrating battle with legal and administrative paperwork. On many occasions those who try to help only make matters worse by providing a de-personalized service which pays little or no attention..

Signing legal contracts with your voice by phone is a reality explains MN LegalCovid accelerates voice signing technology for contracts and invoices without the need for signatories to be present. It goes without saying that the negative consequences of the coronavirus pandemic far outweigh the positive ones, but one silver.. 05/05/2021

Mare Nostrum legal firm and property management services in the Region of Murcia and the province of AlicanteOver 20 years providing reliable and efficient multi-lingual services in the Costa Blanca and the Costa Cálida For over twenty years the team of legal professionals at the Mare Nostrum legal and property management firm have been providing a wide range..

PALS Solicitor for your tax, conveyancing, inheritance and all legal advice in the Costa CálidaOver 20 years providing trusty and reliable help to residents and non-residents with offices in Puerto de Mazarrón and La Manga For non-Spaniards with property or other interests in the Region of Murcia the need for trustworthy, professional and reliable..

Pound fluctuates on UK vaccination rollout and economic optimism TORFX Weekly exchange rate news Read our round up of the latest exchange rate news and plan your currency transfers for the right time.   Information provided by TorFX – 5 year winner of the Moneyfacts Consumer ‘International Money Transfer Provider of the Year&.. 22/01/2021

Do you have medical Insurance? Talk to Seguros Costa Blanca your local DKV Private Health Care Agent When it comes to health care, Seguros Costa Blanca is on a mission to  bring reasonably priced private services to the English-speaking expat communities throughout the Murcia region and province of Alicante. Providing a flexible service, Eduardo at..

All your expat insurance needs supplied in English by Galindo & Zarco Insurance BrokersPersonal and commercial security from major insurance firms at discounted prices Galindo & Zarco Insurance Brokers is a well-established company catering for all your insurance needs in the Costa Cálida, having been in business for well over 20..