LEGAL & FINANCIAL MURCIA

Interest Only Mortgage? A Ticking Time BombIs your Interest-only mortgage term coming to an end? A question we ask many of our clients.  It is entirely understandable why buyers were dazzled by the lure of relatively small monthly repayments, for what was then deemed to be an extended period..

Important considerations to manage the financial Impact when moving to Spain. Blacktower Financial ManagementFor many years people from the UK have been coming to Spain to live full or part time and in many cases it has been easy to avoid any disruption to the way Finances are managed. Some people have chosen to become Spanish fiscal resident but others have.. 16/07/2021

Torre Pacheco council obliged to refund services charges to Mar Menor Golf Resort AssociationRegional planning laws oblige councils to supply municipal services. Prior to the 2010 economic downturn the construction of golf resorts and urbanisations principally targeting second property owners was at its peak along the Mediterranean coastline, but..

10 years in Spain - What has happened Keith Blacktower Agent & AdvisorThis year will be my tenth anniversary of coming to live in Spain. Like many expats, over the years I have been impacted by frequent changes that have affected the way we live and the way we deal with our finances. A series of global events have seriously..

Heniam & Associates La Manga Club providing legal advice, conveyancing, paperwork services and In-Home Care Founded by Emily Smith, Heniam & Associates (“Heniam”) is a new business situated in the heart of La Manga Club which has been established primarily for the purpose of offering legal advice and solutions to those who need them. Legal.. 05/05/2021

Heniam & Associates La Manga Club for paperwork, administrative and home care services in the Murcia region Costa CálidaIt can sometimes seem that living in Spain involves an endless and frustrating battle with legal and administrative paperwork. On many occasions those who try to help only make matters worse by providing a de-personalized service which pays little or no attention..

Signing legal contracts with your voice by phone is a reality explains MN LegalCovid accelerates voice signing technology for contracts and invoices without the need for signatories to be present. It goes without saying that the negative consequences of the coronavirus pandemic far outweigh the positive ones, but one silver.. 05/05/2021

Mare Nostrum legal firm and property management services in the Region of Murcia and the province of AlicanteOver 20 years providing reliable and efficient multi-lingual services in the Costa Blanca and the Costa Cálida For over twenty years the team of legal professionals at the Mare Nostrum legal and property management firm have been providing a wide range..

PALS Solicitor for your tax, conveyancing, inheritance and all legal advice in the Costa CálidaOver 20 years providing trusty and reliable help to residents and non-residents with offices in Puerto de Mazarrón and La Manga For non-Spaniards with property or other interests in the Region of Murcia the need for trustworthy, professional and reliable..

Pound fluctuates on UK vaccination rollout and economic optimism TORFX Weekly exchange rate news Read our round up of the latest exchange rate news and plan your currency transfers for the right time.   Information provided by TorFX – 5 year winner of the Moneyfacts Consumer ‘International Money Transfer Provider of the Year&.. 22/01/2021

Do you have medical Insurance? Talk to Seguros Costa Blanca your local DKV Private Health Care Agent When it comes to health care, Seguros Costa Blanca is on a mission to  bring reasonably priced private services to the English-speaking expat communities throughout the Murcia region and province of Alicante. Providing a flexible service, Eduardo at..

Why you should plan your funeral todayAccording to a study by funeral plan provider Avalon, one in ten people wouldn’t feel comfortable talking to a loved one about their funeral wishes. In truth, it’s probably the last thing you want to think about when you’re enjoying..

All your expat insurance needs supplied in English by Galindo & Zarco Insurance BrokersPersonal and commercial security from major insurance firms at discounted prices Galindo & Zarco Insurance Brokers is a well-established company catering for all your insurance needs in the Costa Cálida, having been in business for well over 20..

Sterling tumbles on gloomy outlook for British economy TORFX exchange rate news Read our latest exchange rate news and plan your currency transfers for the right time. This week’s rates     Weekly Highs Weekly Lows GBP/EUR       €1.1278  €1.1043 GBP/USD     .. 13/11/2020

Pound fluctuates on Brexit uncertainty TORFX exchange rate news Read our round up of the latest exchange rate news and plan your currency transfers for the right time. This week’s rates Weekly Highs Weekly Lows GBP/EUR         €1.1100 €1.0960 GBP/USD   .. 19/10/2020

Invest in your health with ASSSASome people are mainly focused on the price when they look for a health insurance and they decide to contract the cheapest one, but… Watch Out! Inexpensive health insurances are available on the market at the time of contracting the policy, but as..

BoE negative interest rate hint halts Pound recovery TORFX Weekly exchange rate news: Read our round up of the latest exchange rate news and plan your currency transfers for the right time. Last week’s rates   Weekly Highs Weekly Lows GBP/EUR  €1.1007  €1.0781 GBP/USD  $1.3002.. 21/09/2020

Thinking of a sunny retirement in Spain? Make sure you’ve got an expat funeral plan.Thinking of a sunny retirement in Spain? Make sure you’ve got an expat funeral plan so you can kick back and relax knowing everything´s sorted. Spain is the perfect place to retire, thanks to the great weather, low cost of living and thriving.. 11/09/2020

Brexit uncertainty drags down Sterling TORFX Weekly exchange rate news Read our round up of the latest exchange rate news and plan your currency transfers for the right time. This week’s rates   Weekly Highs   Weekly Lows GBP/EUR €1.1229  €1.0885 GBP/USD $1.3313 .. 11/09/2020

Spanish residency for expats explained Blacktower Financial ServicesNormal (Civil) and fiscal residency is the topic I get the most questions about. It is not my area of expertise, but this is the information you need.  Many people think that they are one and the same thing. But they are not. What is the normal.. 05/06/2020