, SURVIVING SPAIN, MONEY, LEGAL AND FINANCIAL MATTERS

PALS Solicitor for your tax, conveyancing, inheritance and all legal advice in the Costa CálidaOver 20 years providing trusty and reliable help to residents and non-residents with offices in Puerto de Mazarrón and La Manga For non-Spaniards with property or other interests in the Region of Murcia the need for trustworthy, professional and reliable..

Brits in Spain should apply for TIE cards NOW as appointments are plentiful This is the ideal time to apply for an appointment as many of those applying for residency are unable to enter Spain at the moment There are few positives to the coronavirus pandemic, but Brits living in Spain who want to change their green residency.. 17/02/2021

Do you have medical Insurance? Talk to Seguros Costa Blanca your local DKV Private Health Care Agent When it comes to health care, Seguros Costa Blanca is on a mission to  bring reasonably priced private services to the English-speaking expat communities throughout the Murcia region and province of Alicante. Providing a flexible service, Eduardo at..

Pound Edges Higher as UK Covid-19 Vaccine Rollout Intensifies TORFX weekly exchange rate news Read our round up of the latest exchange rate news and plan your currency transfers for the right time.   Information provided by TorFX – 5 year winner of the Moneyfacts Consumer ‘International Money Transfer Provider of the Year&rsquo..

All your expat insurance needs supplied in English by Galindo & Zarco Insurance BrokersPersonal and commercial security from major insurance firms at discounted prices Galindo & Zarco Insurance Brokers is a well-established company catering for all your insurance needs in the Costa Cálida, having been in business for well over 20..

Basic information for British nationals considering moving to Spain in 2021 There is help available from official sources to help you make your move The UK Government basic information webpage will answer the majority of questions and direct you to the correct information produced by the Spanish Government It's.. 16/12/2020

The Spanish tax deadline approaches for owners of second homes In Spain. Spanish Taxes OnlineDo you own a second home in Spain? The deadline for Modelo 210 tax submissions is looming on December 31 st – and a new  service, Spanish Taxes Online, can save you hundreds in fees. As well as loads of time and all the hassle of having to..

Move in this summer to brand new beachfront homes in Puerto de Mazarrón Top quality Costa Cálida properties just a stone’s throw from the Mediterranean Property promoters KDP, with over 25 years’ experience designing and building top quality homes in the Region of Murcia, offer key-ready properties.. 06/07/2020

Make savings when moving money to your Spanish bank accountAn essential part of many expats’ lives is moving your savings, wages, or pension from your country of origin to your Spanish bank account. If you use your bank to manage your currency transfers you could be losing out due to transfer fees.. 01/05/2020

Help for local businesses: what is an ERTE ERTEs are likely to affect millions of employees in Spain during a prolonged coronavirus crisis As it becomes ever clearer that the coronavirus crisis in Spain will create significant issues for businesses long-term, many companies are taking advantage..

Liberty Seguros agent for all your House, Motor, Medical and general Insurance needs in the Camposol and Murcia RegionLiberty Seguros agent for household, motor and general insurance policies, Now offering Health and Funeral Plans for Costa Cálida.  Business as usual - the office is Closed temporarily but taking calls via mobilenumber and WhatsApp or email..

ERTE temporary redundancy schemes and how they affect businesses and the workforce ERTEs are likely to affect millions of employees in Spain during a prolonged coronavirus crisis As it becomes ever clearer that the coronavirus crisis in Spain and the strict measures imposed by the national government to protect the population are.. 17/03/2020

How to make a Will in SpainIf you have assets in Spain it is essential to make a Will In our own household the impending departure of the UK from the EU has prompted a full revision of all documentation relating to our own residence in Spain, and a general process to "tidy.. 25/02/2020

Why some Spanish bank accounts are being blockedAccounts are not being blocked because of anything to do with Brexit; account holders must re-affirm their identity every 2 years regardless of nationality Recently some readers have been expressing concerns over their Spanish bank accounts being.. 04/02/2020

Abandon the lottery mentality to your retirement fundSpeak to your Blacktower FM financial advisor and develop a regular savings plan and retirement strategy Nearly everyone dreams of winning the lottery and sailing into their sunset years of retirement aboard a superyacht of financial freedom and security.. 16/05/2019

Are you considering transferring your pension to Spain A pension transfer is not for everyone and there will be many factors to weigh up before making the decision to transfer from an existing scheme into a QROPS, SIPPs or other structure. However, a great deal of doubt remains about the long-term viability.. 15/02/2019

Warning! Professional, expert advice is critical before becoming resident in Spain! I recently had a request for an urgent meeting from a new client as he’d been told by his Spanish Lawyer that he had a tax bill of €70,000 even though his small business had made a €50,000 loss due to capital expenditures in his first year of..

What products and rates available for Expats to acheive best income on investments.Best Income for Expats - Update Blacktower Financial Management (International) Limited Here is a brief resume of what is exactly available in the market place for investors and the rates you can expect to receive. Getting the best income possible from your..

How to register your property in Murcia as a holiday rental propertyTax authorities and the Murcia government are clamping down on undeclared rentals For many years now the tax authorities in Spain have been stepping up their efforts to clamp down on the practice of undeclared (and therefore illegal) holiday rentals.. 31/07/2017

Understanding the Funeral Process in Spain will help to avoid stress at a difficult time with AvalonIn Spain, it is the norm to plan ahead for your funeral. It’s all part of making things easier for the family and loved ones. The cost of a funeral in Spain continues to rise and most Spanish families take out some kind of funeral plan to cover.. 26/02/2016